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Art of Nurture Privacy Policy

Last Updated 09 November 2009

This website is managed by Freestyle Interactive Limited on behalf of Lloyds TSB Commercial Finance. For operational and reporting purposes your data may be shared between Lloyds TSB Commercial Finance and Freestyle Interactive. In this Privacy Policy, "we" and "us" refers to both Lloyds TSB Commercial Finance and Freestyle Interactive Limited.

The Information We Collect

From time to time, as you utilise the Lloyds TSB Commercial Finance website ("the Site"), we will request that you submit certain information to us so that we can serve you better. Specifically, the Site's requires you to give us contact information, financial and demographic information. In addition, our needs assessments that help generate requests for quotes ("RFQ"s) ask for specific information about your business that enables Lloyds TSB Commercial Finance to provide you with quotes. Please be aware, however, that you are under no obligation to provide requested information and you can decline to provide any requested information at any time. However, you may not be able to participate in certain activities at the Site if certain information is not provided.

Use and Disclosure of Information

The information you submit may be used for the administration and operation of this Site and services and products offered through it, to assess the needs of the users of the Site, to select the appropriate services for you, and to market the services available on the Site and from Lloyds TSB Commercial Finance and the other companies appearing on the Site, and for the purposes set out below, including order processing, surveys, advertising, and compilation of industry statistics.


Order Processing

Financial information is used ONLY to help generate RFQs that enable Lloyds TSB Commercial Finance to provide you with quotes and to process your orders for services. Financial information that is collected from you is used by Lloyds TSB Commercial Finance to check your qualifications and eligibility. It may be necessary for us to verify certain types of financial information before processing your RFQ or order. We will not share your financial information with any other parties unless they need to know the information to process your order.
We will not, without permission, wilfully disclose a participant's financial information to any third party except as provided herein, or when we believe in good faith that it is required by law or regulation (including any relevant stock exchange rules).

Third Party Links

This Site contains links to other websites. We are not responsible for the privacy practices or the content of such other websites. The parties at these linked websites are not under a duty to abide by the Privacy Policy of the Site.

Third Party Participation on Our Web Site

The Site is provided in order to facilitate sharing of information and commerce between website participants. However, we cannot control the way in which our website participants use your information. Please be aware that this Privacy Policy does not apply to information provided to our website participants. The information provided to our website participants will be used by them in accordance with their privacy policy, which may differ from ours.
If you inquire about or participate in a transaction with a third party in one of the marketplaces on the Site, then your identity and information relating to that transaction will be forwarded to such third party.

Security

The Site has security measures in place to protect the loss, misuse and alteration of the information under our control. While we seek to protect your personal information, we cannot ensure or warrant the security of any information you transmit, and you do so at your own risk.

Access to your Information and Correcting/Updating your Information

You may at any time request us to make available to you a copy of the personal information held about you. You may change information previously provided to us. You can contact us at the details set out below.

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:

Lloyds TSB Commercial Finance Ltd
Boston House
The Little Green
Richmond
Surrey  TW9 1QE


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© Copyright Lloyds TSB Commercial Finance 2010

Lloyds TSB Commercial Finance is a trading name of Lloyds TSB Commercial Finance Limited.  Lloyds TSB Commercial Finance Scotland is a trading name of Lloyds TSB Commercial Finance Scotland Limited.

The provision of credit or leasing services by us is subject to your meeting our Credit approval.  Please ensure that you only apply for credit or leasing services that you can comfortably afford.

Lloyds TSB Commercial Finance Limited is an appointed representative of Chartis Insurance UK Limited, which is authorised and regulated by the Financial Services Authority (FSA register number is 202628). You can check this on the FSA’s register by visiting the FSA’s website ww.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.